diff --git a/frontend/src/components/AvailableBalance.tsx b/frontend/src/components/AvailableBalance.tsx
index 7772b3a..8219671 100644
--- a/frontend/src/components/AvailableBalance.tsx
+++ b/frontend/src/components/AvailableBalance.tsx
@@ -3,32 +3,32 @@ import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
 import { PieChart, Pie, Cell, ResponsiveContainer } from 'recharts'
 import type { BudgetDetail } from '@/lib/api'
 import { formatCurrency } from '@/lib/format'
+import { palette, headerGradient, type CategoryType } from '@/lib/palette'
+import { cn } from '@/lib/utils'
 
 interface Props {
   budget: BudgetDetail
 }
 
-const PASTEL_COLORS = ['#93c5fd', '#f9a8d4', '#fcd34d', '#a5b4fc', '#86efac', '#c4b5fd']
-
 export function AvailableBalance({ budget }: Props) {
   const { t } = useTranslation()
   const { totals } = budget
 
   const available = totals.available
 
-  const data = [
-    { name: t('dashboard.remaining'), value: Math.max(0, available) },
-    { name: t('dashboard.bills'), value: totals.bills_actual },
-    { name: t('dashboard.expenses'), value: totals.expenses_actual },
-    { name: t('dashboard.debts'), value: totals.debts_actual },
-    { name: t('dashboard.savings'), value: totals.savings_actual },
-    { name: t('dashboard.investments'), value: totals.investments_actual },
+  const data: Array<{ name: string; value: number; categoryType: CategoryType }> = [
+    { name: t('dashboard.remaining'), value: Math.max(0, available), categoryType: 'carryover' },
+    { name: t('dashboard.bills'), value: totals.bills_actual, categoryType: 'bill' },
+    { name: t('dashboard.expenses'), value: totals.expenses_actual, categoryType: 'variable_expense' },
+    { name: t('dashboard.debts'), value: totals.debts_actual, categoryType: 'debt' },
+    { name: t('dashboard.savings'), value: totals.savings_actual, categoryType: 'saving' },
+    { name: t('dashboard.investments'), value: totals.investments_actual, categoryType: 'investment' },
   ].filter((d) => d.value > 0)
 
   return (
     <Card>
-      <CardHeader className="bg-gradient-to-r from-sky-50 to-cyan-50">
-        <CardTitle>{t('dashboard.availableAmount')}</CardTitle>
+      <CardHeader style={headerGradient('saving')} className="px-6 py-5">
+        <CardTitle className="text-2xl font-semibold">{t('dashboard.availableAmount')}</CardTitle>
       </CardHeader>
       <CardContent className="flex flex-col items-center gap-4 pt-6">
         <div className="relative size-48">
@@ -43,14 +43,17 @@ export function AvailableBalance({ budget }: Props) {
                 paddingAngle={2}
                 dataKey="value"
               >
-                {data.map((_, index) => (
-                  <Cell key={index} fill={PASTEL_COLORS[index % PASTEL_COLORS.length]} />
+                {data.map((entry, index) => (
+                  <Cell key={index} fill={palette[entry.categoryType]?.base ?? palette.carryover.base} />
                 ))}
               </Pie>
             </PieChart>
           </ResponsiveContainer>
           <div className="absolute inset-0 flex flex-col items-center justify-center">
-            <span className="text-2xl font-bold">{formatCurrency(available, budget.currency)}</span>
+            <span className={cn('text-3xl font-bold tabular-nums', available >= 0 ? 'text-success' : 'text-destructive')}>
+              {formatCurrency(available, budget.currency)}
+            </span>
+            <span className="text-xs text-muted-foreground">{t('dashboard.available', 'Available')}</span>
           </div>
         </div>
       </CardContent>
diff --git a/frontend/src/components/BillsTracker.tsx b/frontend/src/components/BillsTracker.tsx
index 6aaeec5..058610d 100644
--- a/frontend/src/components/BillsTracker.tsx
+++ b/frontend/src/components/BillsTracker.tsx
@@ -1,10 +1,10 @@
-import { useState } from 'react'
 import { useTranslation } from 'react-i18next'
 import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
 import { Table, TableBody, TableCell, TableHead, TableHeader, TableRow } from '@/components/ui/table'
-import { Input } from '@/components/ui/input'
 import type { BudgetDetail } from '@/lib/api'
 import { formatCurrency } from '@/lib/format'
+import { headerGradient, amountColorClass } from '@/lib/palette'
+import { InlineEditCell } from '@/components/InlineEditCell'
 
 interface Props {
   budget: BudgetDetail
@@ -17,7 +17,7 @@ export function BillsTracker({ budget, onUpdate }: Props) {
 
   return (
     <Card>
-      <CardHeader className="bg-gradient-to-r from-blue-50 to-indigo-50">
+      <CardHeader style={headerGradient('bill')}>
         <CardTitle>{t('dashboard.billsTracker')}</CardTitle>
       </CardHeader>
       <CardContent className="p-0">
@@ -31,16 +31,20 @@ export function BillsTracker({ budget, onUpdate }: Props) {
           </TableHeader>
           <TableBody>
             {bills.map((item) => (
-              <InlineEditRow
-                key={item.id}
-                label={item.category_name}
-                budgeted={item.budgeted_amount}
-                actual={item.actual_amount}
-                currency={budget.currency}
-                onSave={(actual) => onUpdate(item.id, { actual_amount: actual })}
-              />
+              <TableRow key={item.id}>
+                <TableCell>{item.category_name}</TableCell>
+                <TableCell className="text-right">
+                  {formatCurrency(item.budgeted_amount, budget.currency)}
+                </TableCell>
+                <InlineEditCell
+                  value={item.actual_amount}
+                  currency={budget.currency}
+                  onSave={(actual) => onUpdate(item.id, { actual_amount: actual })}
+                  className={amountColorClass({ type: 'bill', actual: item.actual_amount, budgeted: item.budgeted_amount })}
+                />
+              </TableRow>
             ))}
-            <TableRow className="border-t-2 font-bold bg-blue-50/50">
+            <TableRow className="border-t-2 font-bold">
               <TableCell>{t('dashboard.budget')}</TableCell>
               <TableCell className="text-right">
                 {formatCurrency(bills.reduce((s, i) => s + i.budgeted_amount, 0), budget.currency)}
@@ -55,56 +59,3 @@ export function BillsTracker({ budget, onUpdate }: Props) {
     </Card>
   )
 }
-
-function InlineEditRow({
-  label,
-  budgeted,
-  actual,
-  currency,
-  onSave,
-}: {
-  label: string
-  budgeted: number
-  actual: number
-  currency: string
-  onSave: (value: number) => Promise<void>
-}) {
-  const [editing, setEditing] = useState(false)
-  const [value, setValue] = useState(String(actual))
-
-  const handleBlur = async () => {
-    const num = parseFloat(value)
-    if (!isNaN(num) && num !== actual) {
-      await onSave(num)
-    }
-    setEditing(false)
-  }
-
-  return (
-    <TableRow>
-      <TableCell>{label}</TableCell>
-      <TableCell className="text-right">{formatCurrency(budgeted, currency)}</TableCell>
-      <TableCell className="text-right">
-        {editing ? (
-          <Input
-            type="number"
-            step="0.01"
-            value={value}
-            onChange={(e) => setValue(e.target.value)}
-            onBlur={handleBlur}
-            onKeyDown={(e) => e.key === 'Enter' && handleBlur()}
-            className="ml-auto w-28 text-right"
-            autoFocus
-          />
-        ) : (
-          <span
-            className="cursor-pointer rounded px-2 py-1 hover:bg-muted"
-            onClick={() => { setValue(String(actual)); setEditing(true) }}
-          >
-            {formatCurrency(actual, currency)}
-          </span>
-        )}
-      </TableCell>
-    </TableRow>
-  )
-}
diff --git a/frontend/src/components/DebtTracker.tsx b/frontend/src/components/DebtTracker.tsx
index d680f75..9b59b15 100644
--- a/frontend/src/components/DebtTracker.tsx
+++ b/frontend/src/components/DebtTracker.tsx
@@ -1,10 +1,10 @@
-import { useState } from 'react'
 import { useTranslation } from 'react-i18next'
 import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
 import { Table, TableBody, TableCell, TableHead, TableHeader, TableRow } from '@/components/ui/table'
-import { Input } from '@/components/ui/input'
 import type { BudgetDetail } from '@/lib/api'
 import { formatCurrency } from '@/lib/format'
+import { headerGradient, amountColorClass } from '@/lib/palette'
+import { InlineEditCell } from '@/components/InlineEditCell'
 
 interface Props {
   budget: BudgetDetail
@@ -19,7 +19,7 @@ export function DebtTracker({ budget, onUpdate }: Props) {
 
   return (
     <Card>
-      <CardHeader className="bg-gradient-to-r from-orange-50 to-red-50">
+      <CardHeader style={headerGradient('debt')}>
         <CardTitle>{t('dashboard.debtTracker')}</CardTitle>
       </CardHeader>
       <CardContent className="p-0">
@@ -33,16 +33,20 @@ export function DebtTracker({ budget, onUpdate }: Props) {
           </TableHeader>
           <TableBody>
             {debts.map((item) => (
-              <InlineEditRow
-                key={item.id}
-                label={item.category_name}
-                budgeted={item.budgeted_amount}
-                actual={item.actual_amount}
-                currency={budget.currency}
-                onSave={(actual) => onUpdate(item.id, { actual_amount: actual })}
-              />
+              <TableRow key={item.id}>
+                <TableCell>{item.category_name}</TableCell>
+                <TableCell className="text-right">
+                  {formatCurrency(item.budgeted_amount, budget.currency)}
+                </TableCell>
+                <InlineEditCell
+                  value={item.actual_amount}
+                  currency={budget.currency}
+                  onSave={(actual) => onUpdate(item.id, { actual_amount: actual })}
+                  className={amountColorClass({ type: 'debt', actual: item.actual_amount, budgeted: item.budgeted_amount })}
+                />
+              </TableRow>
             ))}
-            <TableRow className="border-t-2 font-bold bg-red-50/50">
+            <TableRow className="border-t-2 font-bold">
               <TableCell>{t('dashboard.budget')}</TableCell>
               <TableCell className="text-right">
                 {formatCurrency(debts.reduce((s, i) => s + i.budgeted_amount, 0), budget.currency)}
@@ -57,56 +61,3 @@ export function DebtTracker({ budget, onUpdate }: Props) {
     </Card>
   )
 }
-
-function InlineEditRow({
-  label,
-  budgeted,
-  actual,
-  currency,
-  onSave,
-}: {
-  label: string
-  budgeted: number
-  actual: number
-  currency: string
-  onSave: (value: number) => Promise<void>
-}) {
-  const [editing, setEditing] = useState(false)
-  const [value, setValue] = useState(String(actual))
-
-  const handleBlur = async () => {
-    const num = parseFloat(value)
-    if (!isNaN(num) && num !== actual) {
-      await onSave(num)
-    }
-    setEditing(false)
-  }
-
-  return (
-    <TableRow>
-      <TableCell>{label}</TableCell>
-      <TableCell className="text-right">{formatCurrency(budgeted, currency)}</TableCell>
-      <TableCell className="text-right">
-        {editing ? (
-          <Input
-            type="number"
-            step="0.01"
-            value={value}
-            onChange={(e) => setValue(e.target.value)}
-            onBlur={handleBlur}
-            onKeyDown={(e) => e.key === 'Enter' && handleBlur()}
-            className="ml-auto w-28 text-right"
-            autoFocus
-          />
-        ) : (
-          <span
-            className="cursor-pointer rounded px-2 py-1 hover:bg-muted"
-            onClick={() => { setValue(String(actual)); setEditing(true) }}
-          >
-            {formatCurrency(actual, currency)}
-          </span>
-        )}
-      </TableCell>
-    </TableRow>
-  )
-}
diff --git a/frontend/src/components/ExpenseBreakdown.tsx b/frontend/src/components/ExpenseBreakdown.tsx
index 5e6e99a..7ee7fc0 100644
--- a/frontend/src/components/ExpenseBreakdown.tsx
+++ b/frontend/src/components/ExpenseBreakdown.tsx
@@ -2,24 +2,27 @@ import { useTranslation } from 'react-i18next'
 import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
 import { PieChart, Pie, Cell, ResponsiveContainer, Tooltip } from 'recharts'
 import type { BudgetDetail } from '@/lib/api'
+import { palette, headerGradient, type CategoryType } from '@/lib/palette'
 
 interface Props {
   budget: BudgetDetail
 }
 
-const PASTEL_COLORS = ['#f9a8d4', '#fcd34d', '#93c5fd', '#a5b4fc', '#86efac', '#c4b5fd', '#fca5a5', '#fdba74']
-
 export function ExpenseBreakdown({ budget }: Props) {
   const { t } = useTranslation()
   const expenses = budget.items
     .filter((i) => i.category_type === 'variable_expense' && i.actual_amount > 0)
-    .map((i) => ({ name: i.category_name, value: i.actual_amount }))
+    .map((i) => ({
+      name: i.category_name,
+      value: i.actual_amount,
+      categoryType: i.category_type as CategoryType,
+    }))
 
   if (expenses.length === 0) return null
 
   return (
     <Card>
-      <CardHeader className="bg-gradient-to-r from-pink-50 to-rose-50">
+      <CardHeader style={headerGradient('variable_expense')}>
         <CardTitle>{t('dashboard.expenseBreakdown')}</CardTitle>
       </CardHeader>
       <CardContent className="pt-4">
@@ -34,8 +37,8 @@ export function ExpenseBreakdown({ budget }: Props) {
                 dataKey="value"
                 label={({ name, percent }) => `${name} ${(percent * 100).toFixed(0)}%`}
               >
-                {expenses.map((_, index) => (
-                  <Cell key={index} fill={PASTEL_COLORS[index % PASTEL_COLORS.length]} />
+                {expenses.map((entry, index) => (
+                  <Cell key={index} fill={palette[entry.categoryType]?.base ?? palette.carryover.base} />
                 ))}
               </Pie>
               <Tooltip />
diff --git a/frontend/src/components/FinancialOverview.tsx b/frontend/src/components/FinancialOverview.tsx
index 4f55268..ae2a845 100644
--- a/frontend/src/components/FinancialOverview.tsx
+++ b/frontend/src/components/FinancialOverview.tsx
@@ -3,6 +3,7 @@ import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
 import { Table, TableBody, TableCell, TableHead, TableHeader, TableRow } from '@/components/ui/table'
 import type { BudgetDetail } from '@/lib/api'
 import { formatCurrency } from '@/lib/format'
+import { palette, overviewHeaderGradient, amountColorClass, type CategoryType } from '@/lib/palette'
 
 interface Props {
   budget: BudgetDetail
@@ -12,20 +13,20 @@ export function FinancialOverview({ budget }: Props) {
   const { t } = useTranslation()
   const { totals } = budget
 
-  const rows = [
-    { label: t('dashboard.carryover'), budget: budget.carryover_amount, actual: budget.carryover_amount, color: 'bg-sky-50' },
-    { label: t('dashboard.income'), budget: totals.income_budget, actual: totals.income_actual, color: 'bg-emerald-50' },
-    { label: t('dashboard.bills'), budget: totals.bills_budget, actual: totals.bills_actual, color: 'bg-blue-50' },
-    { label: t('dashboard.expenses'), budget: totals.expenses_budget, actual: totals.expenses_actual, color: 'bg-amber-50' },
-    { label: t('dashboard.debts'), budget: totals.debts_budget, actual: totals.debts_actual, color: 'bg-red-50' },
-    { label: t('dashboard.savings'), budget: totals.savings_budget, actual: totals.savings_actual, color: 'bg-violet-50' },
-    { label: t('dashboard.investments'), budget: totals.investments_budget, actual: totals.investments_actual, color: 'bg-pink-50' },
+  const rows: Array<{ label: string; budget: number; actual: number; categoryType: CategoryType; isIncome?: boolean }> = [
+    { label: t('dashboard.carryover'), budget: budget.carryover_amount, actual: budget.carryover_amount, categoryType: 'carryover', isIncome: true },
+    { label: t('dashboard.income'), budget: totals.income_budget, actual: totals.income_actual, categoryType: 'income', isIncome: true },
+    { label: t('dashboard.bills'), budget: totals.bills_budget, actual: totals.bills_actual, categoryType: 'bill' },
+    { label: t('dashboard.expenses'), budget: totals.expenses_budget, actual: totals.expenses_actual, categoryType: 'variable_expense' },
+    { label: t('dashboard.debts'), budget: totals.debts_budget, actual: totals.debts_actual, categoryType: 'debt' },
+    { label: t('dashboard.savings'), budget: totals.savings_budget, actual: totals.savings_actual, categoryType: 'saving' },
+    { label: t('dashboard.investments'), budget: totals.investments_budget, actual: totals.investments_actual, categoryType: 'investment' },
   ]
 
   return (
     <Card>
-      <CardHeader className="bg-gradient-to-r from-sky-50 to-indigo-50">
-        <CardTitle>{t('dashboard.financialOverview')}</CardTitle>
+      <CardHeader style={overviewHeaderGradient()} className="px-6 py-5">
+        <CardTitle className="text-2xl font-semibold">{t('dashboard.financialOverview')}</CardTitle>
       </CardHeader>
       <CardContent className="p-0">
         <Table>
@@ -38,16 +39,20 @@ export function FinancialOverview({ budget }: Props) {
           </TableHeader>
           <TableBody>
             {rows.map((row) => (
-              <TableRow key={row.label} className={row.color}>
+              <TableRow key={row.label} style={{ backgroundColor: palette[row.categoryType].light }}>
                 <TableCell className="font-medium">{row.label}</TableCell>
                 <TableCell className="text-right">{formatCurrency(row.budget, budget.currency)}</TableCell>
-                <TableCell className="text-right">{formatCurrency(row.actual, budget.currency)}</TableCell>
+                <TableCell className={`text-right ${amountColorClass({ type: row.categoryType, actual: row.actual, budgeted: row.budget, isIncome: row.isIncome })}`}>
+                  {formatCurrency(row.actual, budget.currency)}
+                </TableCell>
               </TableRow>
             ))}
             <TableRow className="border-t-2 font-bold">
               <TableCell>{t('dashboard.remaining')}</TableCell>
               <TableCell />
-              <TableCell className="text-right">{formatCurrency(totals.available, budget.currency)}</TableCell>
+              <TableCell className={`text-right ${amountColorClass({ type: 'carryover', actual: totals.available, budgeted: 0, isAvailable: true })}`}>
+                {formatCurrency(totals.available, budget.currency)}
+              </TableCell>
             </TableRow>
           </TableBody>
         </Table>
diff --git a/frontend/src/components/VariableExpenses.tsx b/frontend/src/components/VariableExpenses.tsx
index 90c5e8e..c5193a6 100644
--- a/frontend/src/components/VariableExpenses.tsx
+++ b/frontend/src/components/VariableExpenses.tsx
@@ -1,11 +1,11 @@
-import { useState } from 'react'
 import { useTranslation } from 'react-i18next'
 import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
 import { Table, TableBody, TableCell, TableHead, TableHeader, TableRow } from '@/components/ui/table'
-import { Input } from '@/components/ui/input'
 import { BarChart, Bar, XAxis, YAxis, CartesianGrid, Tooltip, ResponsiveContainer, Legend } from 'recharts'
 import type { BudgetDetail } from '@/lib/api'
 import { formatCurrency } from '@/lib/format'
+import { headerGradient, amountColorClass, palette } from '@/lib/palette'
+import { InlineEditCell } from '@/components/InlineEditCell'
 
 interface Props {
   budget: BudgetDetail
@@ -24,7 +24,7 @@ export function VariableExpenses({ budget, onUpdate }: Props) {
 
   return (
     <Card>
-      <CardHeader className="bg-gradient-to-r from-amber-50 to-yellow-50">
+      <CardHeader style={headerGradient('variable_expense')}>
         <CardTitle>{t('dashboard.variableExpenses')}</CardTitle>
       </CardHeader>
       <CardContent className="flex flex-col gap-6 pt-4">
@@ -38,17 +38,27 @@ export function VariableExpenses({ budget, onUpdate }: Props) {
             </TableRow>
           </TableHeader>
           <TableBody>
-            {expenses.map((item) => (
-              <InlineEditRow
-                key={item.id}
-                label={item.category_name}
-                budgeted={item.budgeted_amount}
-                actual={item.actual_amount}
-                currency={budget.currency}
-                onSave={(actual) => onUpdate(item.id, { actual_amount: actual })}
-              />
-            ))}
-            <TableRow className="border-t-2 font-bold bg-amber-50/50">
+            {expenses.map((item) => {
+              const remaining = item.budgeted_amount - item.actual_amount
+              return (
+                <TableRow key={item.id}>
+                  <TableCell>{item.category_name}</TableCell>
+                  <TableCell className="text-right">
+                    {formatCurrency(item.budgeted_amount, budget.currency)}
+                  </TableCell>
+                  <InlineEditCell
+                    value={item.actual_amount}
+                    currency={budget.currency}
+                    onSave={(actual) => onUpdate(item.id, { actual_amount: actual })}
+                    className={amountColorClass({ type: 'variable_expense', actual: item.actual_amount, budgeted: item.budgeted_amount })}
+                  />
+                  <TableCell className={`text-right ${remaining < 0 ? 'text-destructive' : ''}`}>
+                    {formatCurrency(remaining, budget.currency)}
+                  </TableCell>
+                </TableRow>
+              )
+            })}
+            <TableRow className="border-t-2 font-bold">
               <TableCell>{t('dashboard.budget')}</TableCell>
               <TableCell className="text-right">
                 {formatCurrency(expenses.reduce((s, i) => s + i.budgeted_amount, 0), budget.currency)}
@@ -72,8 +82,8 @@ export function VariableExpenses({ budget, onUpdate }: Props) {
                 <YAxis />
                 <Tooltip />
                 <Legend />
-                <Bar dataKey={t('dashboard.budget')} fill="#fcd34d" radius={[4, 4, 0, 0]} />
-                <Bar dataKey={t('dashboard.actual')} fill="#f9a8d4" radius={[4, 4, 0, 0]} />
+                <Bar dataKey={t('dashboard.budget')} fill={palette.variable_expense.light} radius={[4, 4, 0, 0]} />
+                <Bar dataKey={t('dashboard.actual')} fill={palette.variable_expense.base} radius={[4, 4, 0, 0]} />
               </BarChart>
             </ResponsiveContainer>
           </div>
@@ -82,61 +92,3 @@ export function VariableExpenses({ budget, onUpdate }: Props) {
     </Card>
   )
 }
-
-function InlineEditRow({
-  label,
-  budgeted,
-  actual,
-  currency,
-  onSave,
-}: {
-  label: string
-  budgeted: number
-  actual: number
-  currency: string
-  onSave: (value: number) => Promise<void>
-}) {
-  const [editing, setEditing] = useState(false)
-  const [value, setValue] = useState(String(actual))
-
-  const handleBlur = async () => {
-    const num = parseFloat(value)
-    if (!isNaN(num) && num !== actual) {
-      await onSave(num)
-    }
-    setEditing(false)
-  }
-
-  const remaining = budgeted - actual
-
-  return (
-    <TableRow>
-      <TableCell>{label}</TableCell>
-      <TableCell className="text-right">{formatCurrency(budgeted, currency)}</TableCell>
-      <TableCell className="text-right">
-        {editing ? (
-          <Input
-            type="number"
-            step="0.01"
-            value={value}
-            onChange={(e) => setValue(e.target.value)}
-            onBlur={handleBlur}
-            onKeyDown={(e) => e.key === 'Enter' && handleBlur()}
-            className="ml-auto w-28 text-right"
-            autoFocus
-          />
-        ) : (
-          <span
-            className="cursor-pointer rounded px-2 py-1 hover:bg-muted"
-            onClick={() => { setValue(String(actual)); setEditing(true) }}
-          >
-            {formatCurrency(actual, currency)}
-          </span>
-        )}
-      </TableCell>
-      <TableCell className={`text-right ${remaining < 0 ? 'text-destructive' : ''}`}>
-        {formatCurrency(remaining, currency)}
-      </TableCell>
-    </TableRow>
-  )
-}